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ESENCA
01

Money Transfer Platforms

We develop comprehensive infrastructure for international money transfer operators. Our solutions cover the complete lifecycle of a transfer: from customer onboarding and identity verification to final settlement in the destination country.

We implement connections with international payment corridors, integration with SWIFT and SEPA networks, and compliance modules adapted to the regulations of each jurisdiction.

KYC/AML verification integrated with leading market providers
Exchange rate engine with real-time feeds and configurable margins
Operations panel with full traceability for every transaction
Automated reconciliation with automatically generated regulatory reports
interface RemittanceConfig {
  corridors: string[];
  compliance: {
    kyc: boolean;
    aml: boolean;
    sanctionScreening: boolean;
  };
  settlement: {
    networks: ["SWIFT", "SEPA"];
    realTime: true;
  };
}
class ExchangeEngine {
  async matchOrder(order) {
    const book = await
      this.orderBook
      .getMatches(order);
    return this
      .execute(book, {
        atomic: true,
        escrow: true
      });
  }
}
02

P2P / B2B Digital Assets

We build digital asset exchange systems adapted to both peer-to-peer and business-to-business models. Our solutions integrate with the APIs of platforms like Kraken and Binance, enabling liquidity operations, arbitrage and order management.

We implement order matching engines, escrow systems, multisig wallet management and tax reporting modules for exchange operators.

Kraken and Binance integration for institutional liquidity access
Escrow system with condition-based automatic release
Multisig wallets with centralized key management and custody
03

Banking Integration

We develop the connection layer between your platform and the traditional banking system. We work with standardized protocols such as PSD2, Open Banking and proprietary APIs from financial entities to provide payment services, account verification and automated reconciliation.

Our integrations support SEPA operations, international transfers, direct debits and real-time balance queries, with the highest security and encryption standards.

Open Banking / PSD2 with support for major aggregators
ISO 20022 for standardized financial messaging
Payment gateways with tokenization and PCI DSS compliance
const bankingService = {
  protocols: [
    "PSD2",
    "Open Banking",
    "ISO 20022"
  ],
  operations: [
    "SEPA Credit Transfer",
    "SEPA Direct Debit",
    "SWIFT gpi"
  ],
  security: "PCI DSS L1"
};
const platform = {
  type: "custom",
  modules: [
    "risk-engine",
    "dashboard",
    "reporting",
    "notifications"
  ],
  deployment: "cloud",
  scaling: "auto"
};
04

Custom Fintech Software

Every financial project has unique requirements. We develop custom platforms from scratch, tailored to the specific needs of asset managers, neobanks, payment operators and financial entities that need differentiated tools.

Our approach includes advanced control panels, configurable risk engines, multichannel notification systems and architectures ready to scale with business growth.

Modular architecture enabling on-demand feature activation
Risk engines with customizable rules and machine learning
Cloud infrastructure with auto-scaling and high availability
05

Solution Rental

We offer licensing and rental models for ready-to-deploy platforms. Ideal for companies that need to start operations quickly without the time and costs of development from scratch.

Our SaaS or white-label solutions include all hosting infrastructure, maintenance, security updates and technical support. Visual and functional customization according to client requirements.

White Label with complete brand and interface customization
Managed hosting with SLA and 24/7 monitoring
Continuous updates with included security and feature updates
const rental = {
  model: "SaaS",
  whiteLabel: true,
  includes: [
    "hosting",
    "maintenance",
    "security-updates",
    "technical-support"
  ],
  sla: "99.9%"
};
Compliance

Integrated regulatory compliance

All our solutions incorporate regulatory compliance modules adapted to the requirements of the financial sector.

KYC / KYB

Identity verification of individuals and legal entities with document validation, facial biometrics and verification against official databases.

AML / CFT

Anti-money laundering and counter-terrorism financing with transaction monitoring, automatic alerts and SAR generation.

Regulatory Reporting

Automated report generation for regulatory bodies. Adaptation to the formats and deadlines required by each jurisdiction.

Let's talk about your project

Our team is ready to analyze the technical requirements of your platform and propose the most suitable solution.